Merchant Cash Advance
AMOUNT
Up to $600,000
TERM
4 – 18 Months
RATES
Starting at a
1.15 Factor Rate
SPEED
24 Hours
WHAT IS A MERCHANT CASH ADVANCE?
A merchant cash advance (MCA) is a form of business financing structured as the purchasing of future sales. Each business day, an automatic fixed amount is used to pay the advance. The payments continue until the advance is paid in full.
Distinguishing characteristics of a merchant cash advance:
- Fixed terms upfront
- Cash advances are unsecured
- Minimal documentation
- No late fees or pre payment penalties
- Fast approval and funding
A MERCHANT CASH ADVANCE FOR YOU?
Like all financing opportunities, a merchant cash advance offers pros and cons that may or may not align with your business. Although a merchant cash advance has the potential to be an expensive financing option, it does offer one of the fastest ways to finance your business accompanied by a high approval rate. By partnering with 4 Pillar Funding, you will have the dedicated attention needed to find the best solution for your business.
- Payroll
- Inventory
- Cash flow
- Remodel
QUALIFYING:
A merchant cash advance is typically funded within 1 – 3 business days after we recieve your application. To apply, we require:
- 500 + Fico
- Annual Revenue of $100,000 +
- 6 + months in business
- Application
- 3 most recent business bank statements