Manufacturing & Distribution
Inventory buys, raw materials, supplier deposits, purchase orders, receivables timing, and production scaling capital. Deep dives: manufacturers and distributors & wholesalers.
View IndustryIndustries
Working capital for operating businesses with real cash-flow cycles.
We understand margin pressure, seasonality, receivables timing, and supplier obligations across different business models. Here are the industries we serve most frequently.
Transportation & Logistics
Fuel, payroll, repairs, insurance, fleet expansion, and liquidity during customer payment delays.
View IndustryConstruction & Trades
Material purchases, project mobilization, payroll, retainage, and uneven payment schedules tied to milestones. Deep dives: construction working capital and trade pages for electrical, HVAC, roofing, plumbing, and paving.
View IndustryHealthcare & Professional Services
Expansion capital, staffing, reimbursement delays, equipment acquisition, and short-term operating liquidity. Deep dives: medical equipment and healthcare staffing payroll.
View IndustryRetail & Ecommerce
Seasonal inventory, marketing investment, fulfillment infrastructure, vendor terms, and demand-spike capital. Deep dives: ecommerce credit lines and inventory financing.
View IndustryRestaurants & Food Service
Renovation capital, equipment, seasonal staffing, location expansion, and bridge liquidity between peak periods.
View IndustryIndustry-aware underwriting
We evaluate capital needs within the context of your industry.
A manufacturing company with $8M in revenue and 60-day receivables has different capital needs than a transportation company with the same revenue but weekly fuel and payroll obligations. We structure facilities around how your industry actually operates.
Seasonality, customer concentration, payment terms, margin profiles, and inventory cycles all factor into our facility recommendations.
Don't see your industry listed?
We work with operating businesses across sectors. Start with a consultation to discuss your specific situation.