Working Capital Facilities
Flexible capital for companies with consistent revenue, time-sensitive liquidity needs, and a defined repayment path from ongoing operations.
Term-Style CapitalCapital solutions
Flexible working capital structures for operating companies.
We offer a full range of non-dilutive capital facilities structured around your revenue profile, use of funds, and repayment capacity. Every recommendation starts with understanding your business.
Facility categories
Capital organized around how your business operates.
Receivables-Oriented Capital
Options for companies with strong customer demand but timing gaps between invoicing, collections, payroll, and vendor obligations.
Receivables CapitalEvent-Driven Liquidity
Funding for inventory, purchase orders, tax obligations, insurance, equipment, acquisition, and short-term operating events that require immediate capital.
Line of CreditAll facility types
Explore individual capital structures in detail.
Line of Credit
Recurring working capital for inventory, payroll timing, and operating gaps. Draw and repay as needed.
View DetailsTerm-Style Capital
Capital for equipment, expansion, cleanup, or defined bridge periods with structured repayment.
View DetailsAsset-Based Lending
Borrowing-base facilities supported by receivables, inventory, equipment, or other business assets.
View DetailsEquipment Financing
Capital for equipment purchases, replacements, refinance, or revenue-producing asset acquisition.
View DetailsFactoring / A/R Capital
Liquidity for companies waiting on commercial customer payments with strong invoice histories.
View DetailsPurchase Order Financing
Capital support for large orders, supplier deposits, production costs, and fulfillment timing.
View DetailsInventory Financing
Working capital tied to inventory purchases, turnover cycles, supplier terms, and demand planning.
View DetailsRevenue-Based Financing
Flexible capital evaluated around revenue consistency, repayment impact, and use of funds.
View DetailsSBA / Bank-Style Capital
Longer-term options when timing, documentation, and borrower profile support the traditional path.
View DetailsDebt Refinancing
Capital-stack cleanup, consolidation, payoff strategy, and payment pressure reduction.
View DetailsAcquisition Financing
Capital for acquisitions, location expansion, integration costs, and owner-led growth plans.
View DetailsHow we evaluate
Facility recommendations come from business analysis, not product quotas.
We look at your full operating picture before recommending a structure. Here's what informs our evaluation.
Revenue & Cash Flow
Monthly revenue patterns, margin profile, operating expenses, seasonality, and ability to service repayment.
Receivables & Assets
Customer concentration, invoice timing, A/R quality, inventory needs, and available asset support.
Existing Capital Stack
Current advances, loans, liens, payment obligations, covenant pressure, and refinancing opportunities.
Use of Funds
Whether the capital supports growth, timing gaps, cleanup, bridge needs, or urgent operating pressure.
Documentation by facility size
Requirements scale with complexity.
$50K—$250K
Application, bank activity, business basics, ownership information, and use-of-funds context.
$250K—$1M
Additional revenue documentation, current debt picture, recent statements, and management financials.
$1M—$5M
P&L, balance sheet, A/R and A/P aging, customer concentration analysis, and repayment planning.
$5M—$20M
Custom diligence, capital stack review, collateral context, underwriting call, and term sheet discussion.
Not sure which structure fits your situation?
Start with a consultation. We'll recommend a facility based on your business, not a product grid.